Payouts

Payouts represent any deposits and withdrawals against your bank account. Your payout speed and type depends on your risk profile, payment method, and region.

Payout Speed
Your payout speed indicates the interval between a transaction’s settlement and the initiation of the payout, typically denoted as T+X days. T signifies the day of transaction settlement, while X represents the days until the funds are available for payout.

PAYOUT SPEED	DAY 1	DAY 2	DAY 3	DAY 4	DAY 5
NDF (Next Day Funding)	Payment initiated and payout is sent	Funds arrive in merchant's bank account
T+0	Payment initiated	Payment settles and payout is sent		Funds arrive in merchant's bank account
T+1	Payment initiated	Payment settles	Payout is sent		Funds arrive in merchant's bank account

To view your Payout speed, refer to this article: Processing Details

Payout Type

We support both gross and net payouts, depending on your processor and payment method:

• For online payments processed through Paysafe, gross and net funding are available.
• For online and in-person payments processed through TSYS, only gross funding is available.
• For bank-to-bank payments, only net funding is available.

Net payouts
In net payouts, processing fees are deducted from the gross charge amount before depositing funds into your account. You will receive the net amount, which is the charge amount minus the processing fees. In this case, the processing fees are deducted automatically, and the merchant doesn’t need to separately pay the fees.

For example, if a customer makes a $100 purchase and the processing fee is 2%, you would receive the net amount of $98 directly, with the $2 processing fee already deducted.

Gross payouts
In gross payouts, you receive the full amount of the payments processed. Processing fees are deducted separately from your bank account.

For example, if a customer makes a $100 purchase and the processing fee is 2%, the merchant would receive the full $100, and the processing fee of $2 would be billed separately.

To view your Payout Type, refer to this article: Processing Details

Payout Frequency
A merchant’s payout frequency refers to how often funds are paid out to your bank account. By default, all merchants are set up for daily payouts (excluding weekends).

Payout States

DASHBOARD STATUS	DESCRIPTION
pending	Funds are accumulating but the payout has not been initiated.
paid	The payout has been initiated. Funds will be deposited in the merchant's bank account.
withdrawn	A negative payout, also known as a collection, has been initiated. Funds will be withdrawn from the merchant's bank account.
failed	The payout attempt failed. The payout will be automatically retried.