Timing

Bank-to-bank payments typically take up to 5 business days to complete. However, merchants may receive an early payout before the payment is fully processed, depending on their specific payout speed.

PAYOUT SPEED	DAY 1	DAY 2	DAY 3	DAY 4	DAY 5
T+0	Payment initiated	Payout initiated	-	-	Payment completed
T+1	Payment initiated	-	Payout initiated	-	Payment completed
T+2	Payment initiated	-	-	Payout initiated	Payment completed